Do people understand the coming demand?

When I post about ripples xrp I always get the same responses, even after it's recent surge. They have too many coins, it's not decentralized.

The problem with that thinking is, that's how it has to be to get mass adoption by banks and retailers. The number of coins needed for international and domestic transactions is absolutely huge. If you look at foreign exchange markets they process over 5 trillion dollars daily. A substantial portion of that is from banks processing regular everyday transactions by people sending monies overseas. Let's just assume xrp takes 5 % of that. That's 250 billion a day. Now add in domestic banking transactions. Japan already uses ripple net for 70% of it's daily transactions. Add on top of that american express and potential amazon uses.

Japan is currently testing xrp. If it performs the way everyone expects after Jan. 31st they will be using it in 61 banks and 2 more in Korea. Those banks have more than 30 billion dollars in market capitalization.If and when that happens we are talkin about 100's of millions a day.

Now consider that the funding for ripple itself was largely provided by banks. If the banks which funded it also begin to use it, we would be talking about over a billion dollars a day use of xrp. It only stands to reason the banks which funded the project would use it. And it also would make sense that other banks will not just watch as their competitors take such a large advantage in transactions( speed and cost). Which I believe leads to mass adoption.

Finally, the signing of american express and potential amazon signing shows the vast potential of everyday transactions which xrp should be used. The argument that "they only want the ripple network not xrp" doesnt hold up. The true advantages of the ripple network are brought thru using xrp to execute transactions.

If you consider the above, demand for this coin is more than substantial, to push xrp to be the leading cryptocurrency. In my belief there will be no close 2nd.

These are my understandings through research and not investment advice. I do hold a large position in xrp.