Adventures of Home Relocating!: Part III

What became clear is that the final weekend before the closing date on our home sale would likely not be the date we could move and count on the help of the family to move our belongings to the new home given the needed approval. Therefore, I also needed to have an alternative plan to move our stuff without the help of family given that it would likely occur on a weekday. While we continued our packing which ended with about 45 boxes, the uncertainty around how to actually move them was stressful. The Friday before the last weekend confirmed our fears as the approval had not been received so I had to get back to quoting a moving company to move within a week’s notice!

While we awaited our approval, the home sale continued forward as documentation continued to be gathered. While it was relatively straightforward, we had two uncomfortable situations in our process. First, the HOA of our home had an outstanding violation on our records which threatened to close our sale. It was a very old issue with the driveway which was fixed but required an inspection before lifting. While that was resolved quickly, the last challenge was the result of the Appraisal which came in lower than the sales price. This was a large challenge as we had already reduced the price after the first offer did not go through. However, the new buyers did not have a reduction considering we accepted the lower offer.

The negotiation of the updated price was interesting as the market was seeming to be changing very slightly for me. On one end, we had seen a very aggressive market with many homebuyers available in the market. However, this was also our second contract and now having a lower appraisal was just showing how crazy the market had been leading up to this deal. Not closing on this contract would mean that a third offer would probably only begin around the latest appraised price. Even looking at the comparable showed that my property was well priced and was probably in higher demand given its great appearance, maintenance, and location relative to others in the market. In addition, the health crisis was just starting to make news here in the United States. These considerations made me make the difficult decision of dropping the price again which was ironic because it was the price I had not accepted in the first contract!

With that finally being settled, the pressure to move out was even more important. With five days to close on our home sale, we finally received approval to be a part of the community as tenant. However, some items needed to get done in the property before moving which forced me to change the move date once again to one day before our close which would leave very little time in between the transactions. With no option, we continued to pack our belongings for the move at the end of the week. Luckily, the moving Company was relatively flexible and adjusted to our needs.

The night before the move, we finally got the keys to our new home which made the move feel closer than ever. Very little sleep occurred that night as we prepared our items for an early start as the idea was to start moving items in our own vehicles to get the process started before the moving Company got started. The first load of items started at 6:30am as we started early for a head start. We needed to make sure we were out that night as the final walkthrough by the buyers was the next morning at 9am before the close! By the time the movers arrived, we had made three trips between homes and took about 30 boxes along for the ride!

It turned out to be a great idea as the movers barely had space on the truck but the time is was all loaded and on the way to the new home in the early afternoon. The experience with that day until that point was how things are always meant to be as the family and I would have never been able to be as sufficient with our own truck. It would have taken multiple trips and some uncomfortable moving of furniture which proved to be challenging for even the experienced movers I had hired for the process. In between of the movers unloading our belongings, I made two additional trips to the home to start cleaning and getting ready for the walkthrough. By the time I got back with everything left from the old home, the movers were just wrapping up; leaving us for the challenge ahead of unpacking and organizing it all!

However, before we could rest, we still needed to get back to the home and clean a bit before closing the next day. We spent the evening cleaning and a little painting only to realize we still had a problem. We left the televisions on the wall until the movers came so we now had holes on the walls that did not look very good. My risk averse mentality had me concerned considering the walkthrough and close the next day as financial markets were starting to collapse given the health crisis just beginning here in the United States. Although interest rates were probably great for the buyers, a risk of losing the sale at this stage for me was concerning as I had just moved to a rental as well. Fortunately, I was able to get the handyman I have worked with in the past to do a late night patching up of the wall before the walkthrough the next morning.

I cannot recall sleeping the night of our move until our close which was done separately from the buyers but the weight off my shoulders by noon that day was great. I then awaiting anxiously the wire transfer of the funds from the sale as the afternoon progressed. As the afternoon continued with no news, the weight was back. I then got the call from my agent although not what I wanted to hear; the closing documents from the loan company were wrong and could not be updated in time to close that day. Unfortunately, it was a Friday which made for a long and stressful weekend considering what could happen with the markets being volatile. It only got worst as the bottlenecks in the mortgage industries were apparent as the documents could not be completed until the following Wednesday when the close finally was executed.

The amount of emotions that I experienced those days were incredible considering everything that was happening. The electricity and water were down at the old home while I had to continue moving cancellation dates with insurance to remain covered. The thoughts of having to hold on to the properties for an extended period through a potential health, financial and economic crisis were stressful! However, once the close was completed and the funds in my account, it quickly turned to a sense of a large cushion considering that I have may very well timed the top of the market! In fact, I may very well be in the drivers seat to not only negotiate fixing my existing issues with other properties, but can get some attractive home pricing for rental or purchasing in the future!

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