Way Of Thinking # 08

Often I hear the grunt people-2 which says that the world is not fair, because the rich are getting richer, and the poor remain poor. Poor people often said, if they are given the chance, they can also be rich. Or if they have a lot of capital or clever, they could have company, too. Is it true that capital can make people rich? A lot of people who wins the Lottery with prizes, but in an instant the assets are discharged anyway as it is not managed properly. Rich and poor in the context here, not in the physical sense, but from the way you look at money. If you have a House with five cars Castle bathtub, but you always felt a lack of money, it means you are poor. Instead, a pedicab who was quite satisfied with three meals a day, could be considered wealthy.

Robert Kiyosaki once said, that distinguish a person rich and poor instead of money, or capital, but the intelligent way of thinking. Well, what kind of a way of thinking that makes people rich?

The first is the problem of saving (saving). Poor people think of saving in a safe place, the rich are thinking of investing in a convenient place. A safe place to save money, according to the poor is the most frequently heard of its existence, the most common branch, most of its buildings, interest rates are stable, and can give you the guarantee of security in the event of something. Are comfortable saving places according to the rich is not widely known, high risk, revenues were up and down all the time, and need special skills to manage it. The principle of the poor here are "Safe Risk, Stable Return", while the rich are "High Risk, High Return".

The second is the issue of savings income vs. Very poor people obey the rules "do not let the big peg than the pole". This means that if our revenue to Rp 1 million, while spending us 1.5 million, then pressed expenditure wherever possible to Rp 800 thousand, still the rest of Idr 200 thousand for savings. On the other hand, the rich if you have revenue of 1 million and 1.5 million, its expenditure then they will work harder so that its revenues reached 2 million. So spending 1.5 million covered and the remaining Usd 500 thousand to savings. We can see here, that the rich would likewise abide by such savings, but from a different side. Poor people view it from how big the earnings, then pressing its expenditure, rich people are viewed from the side of its expenditure, and increase its revenue.

The third is the issue of how you and your money are working together. Poor people work hard for the sake of money, rich people put their money on a specific instrument to work hard for them. Here the more poor people work, they will have a lot of money, but they hardly have more free time. On the contrary, the more hard money work for rich people, they have a lot of money and free time. That is not expected to be amazed to see rich people with thousands of employees still had time to play golf, while the poor say don't have time available to take his only begotten son road-2 to the mall because of busy work.

The fourth is money management. Often if we receive additional money beyond the monthly salary as bonuses, or sideline work, poor people's minds will be directly used to purchase something, because it is considered that additional money as impromptu fortune. Rich people will put the extra money on certain investments, and new flowers are used to buy something. Three things at play here is the time, the initial capital and interest. The poor in terms of time more quickly obtain the item, but the capital was initially exhausted and does not earn any interest. In contrast, wealthy people are more able to resist the urge to buy goods in time, but the capital originally still exist, because the purchase was done with interest. How about you, have you think like rich people?

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Editor By @mushlih.ar0