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Only if you do you can reduce your risk by having knowledge in the investment. We cannot give that type of advice we put available services out for people to research. If you are having that question then we would have to just let you know that there is very intensive research to make risk assessments on businesses. Even after all the research that banks and lenders do. There has been and will continue to be defaulted loans that just has to be priced in the portfolio returns.

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