Blue Cash Everyday Card from American Express
Rounding out our list is the Blue Cash Everyday Card from American Express (a NextAdvisor advertiser), which is the perfect card for grocery shoppers looking to avoid credit card interest until 2019. This card offers a 15-month 0% intro APR on purchases as well as balance transfers, and has a reasonable balance transfer fee of $5 or 3% of the transfer amount, whichever is greater. When it comes to cash back, cardholders earn 3% back a U.S. supermarkets (up to $6,000/year in purchases, then it’s 1% back), 2% back at U.S. gas stations and select U.S. department stores as well as 1% on all other purchases. As you can see, the card really makes sense for someone who frequents the grocery store or gas station — in fact, it’s one of the cards in my wallet. On top of that, cardholders who spend $1,000 on purchases in the first 3 months will get a $150 statement credit bonus! Cash back earned with the Blue Cash Everyday Card can be redeemed for statement credit, travel, merchandise and gift cards. Other perks of the Blue Cash Everyday Card from American Express include no annual fee and a handful of travel benefits, including car rental loss and damage insurance, global assist hotline, roadside assistance and travel accident insurance. Want to see if you pre-qualify for a special offer from American Express? Use our Pre-Qualification Tool to find out — you may qualify for an intro bonus of up to $200!
Paying credit card interest is a drag. While getting a 0% intro APR credit card can help you avoid interest, it’s not always a card that you’ll want in your wallet after you pay off the balance. By opting for one of the cards we noted above, you can not only avoid interest until 2019, but also get cash back rewards that make the card worth keeping in your wallet long after your card is paid off. Visit our reviews of the best low APR credit cards to learn more about these cards and see how they compare to other cards on the market.