Set Yourself Free
Debt is one of the worst things you can have in life... do you agree?
Debt weighs you down and puts you in a compromised position. It's never good to be in a compromised position. You want to have complete control over each and every situation in your life.
There are differences between good debt and bad debt however. Credit card debt=bad. Leveraged debt used intelligently to buy assets= good.
Wouldn't you rather be completely free than not?