Does the ‘4% rule’ for retirement work if you retire early?
Finanaical planners often recommend the "4% Rule" for retirees.
This is a belief that retirees should pull out and live on 4% of their savings. The rest should remain invested to carry one through retirement.
One Reddit users asked if this idea was applicable to those who retired early. With a longer time frame and a workforce that looks more like Europe, will that be enough. The concern is the United States markets will not do as well going forward with the changing in demographics.
The 4% idea is a minimum guideline. It should also work just as well for younger people who retire. Any concerns could be alleviated by a part time job to help offset the dipping into the core savings.
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