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RE: You better have a plan for yourself
I would say: you better have a goal for yourself.
You can think about where you want to be in five years. It's very hard to know how you will reach that goal though.
By having that goal, you'll see ways to get there, over time...
And as a side effect: having a goal, will make you say 'no' to things that don't fit in.
Yes, the most important part of a plan is its goals. The very powerful effect of plans and goals is, as you say, that they start to transform your daily decisions and actions, as the times goes by. Then it's your job to steer the wheel when you receive new inputs.