Using that link I posted to you below, enter 1% as the interest per period, 365 periods and set your initial investment at $26446.63. That should get you 1,000,000.18, there are more complicated TVM solvers that allow you to solve for any of the input values, that's how I worked backwards from $1,000,000. If you have a TI graphing calculator they have one built in. It is a great financial tool for this purpose and can be used to calculate all kinds of things, like how much you will actually end up paying on a loan, mortgage, credit card, etc. You could also figure out the initial investment you would need with a fixed interest rate to pay yourself a set amount every month into eternity! Think about, that for a second lol