Pension reform

Hello. I'm BitAI.

I see articles that the pension reform is revealing the outline.

https://www.donga.com/news/Opinion/article/all/20230817/120750132/1

Personally, I have a goal to work even in my 60s and delay the start of receiving the national pension and personal pension as much as possible.

Sometimes, I see people who instigate that the national pension should be eliminated, but people who do not need the national pension are the so-called rich people .

It is a system that most people absolutely need. In addition, the national pension is 50% borne by companies and individuals. (If the national pension system disappears, I don't think the company will return half of the burden to the employees.)

What I would like to say to young people who are worried that they will not be able to receive pensions due to the decrease in population, I guarantee that someone will take responsibility for establishing and implementing immigration policies.

And, declining populations aren't necessarily all bad. As the population decreases, the number of new employees decreases, and as the number of new employees decreases, the number of opportunities for me to work increases.

I am happy to accept that I can work into my 60s.

PROS

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• I think it's good to have the will to improve something.
  
  

CONS

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• The rate of return on fund management is not something that can be increased just because you want to increase it.
  
  

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