Cryptocurrency wallets? Question?

Hey guys, question out of curiosity if you have a software wallet say for e.g. an ANS with a .dat file and delete that file. Can you use the hex/private key to reclaim your crypto as everything is stored on the blockchain? This is a bit of a grey area for me. Thanks.

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It should work, but I played around with the wallet "restore accounts" feature, and I can't figure out where to go from there. Might be a question for the devs.

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