OVERCOMING ROAD BLOCKS

ACTUALLY, TO BE RICH IS NOT EASY. THERE ARE OBSTACLES THAT YOU WILL ENCOUNTER ON YOUR WAY TO BECOMING FINANCIALLY INDEPENDENT. THERE ARE 5 REASONS THAT COULD KILL YOUR DREAMS:

1.) FEAR.
2.) CYNICISM.
3.) LAZINESS.
4.) BAD HABITS
5.) ARROGANCE

1.) FEAR: OVERCOMING THE FEAR OF LOSING MONEY. NO ONE LIKES LOSING MONEY. I HAVE NEVER MET A RICH PERSON WHO HAS NEVER LOST MONEY. BUT I HAVE MET A LOT OF POOR PEOPLE WHO HAVE NEVER LOST A CENT....INVESTING, THAT IS.

BUT IT IS NOT FEAR THAT IS THE PROBLEM, IT IS HOW YOU HANDLE FEAR. IT'S HOW YOU HANDLE LOSING. IT'S HOW YOU HANDLE FAILURE THAT MAKES THE DIFFERENCE IN ONE'S LIFE. THAT GOES FOR ANYTHING IN LIFE, NOT JUST MONEY.

"IF YOU HATE RISK AND WORRY....START EARLY." ONE OF THE GREATEST REASON FOR LACK OF FINANCIAL SUCCESS WAS BECAUSE MOST PEOPLE PLAYED IT TOO SAFE. PEOPLE ARE SO AFRAID OF LOSING THAT THEY LOSE. WINNING MEANS BEING UNAFRAID TO LOSE. THE REASON THEY DON'T WIN FINANCIALLY IS BECAUSE THE PAIN OF LOSING MONEY IS FAR GREATER THAN THE JOY OF BEING RICH.

EVERYONE WANTS TO GO TO HEAVEN, BUT NO ONE WANTS TO DIE. MOST PEOPLE DREAM OF BEING RICH, BUT THEY ARE TERRIFIED OF LOSING MONEY. SO THEY NEVER GET TO HEAVEN. TAKE YOUR FAILURE AND CONVERT IT INTO SUCCESS. FAILURE INSPIRES WINNERS. AND FAILURE DEFEATS LOSERS. IT IS THE BIGGEST SECRETS OF WINNERS.

2.) CYNICISM: OVERCOMING CYNICISM. ALL OF US HAVE DOUBTS. "I'M NOT SMART." "I AM NOT GOOD ENOUGH." "SO AND SO IS BETTER THAN ME."

"WHAT IF?" GAME. "WHAT IF THE ECONOMY CRASHES RIGHT AFTER I INVEST?" "WHAT IF THINGS DON'T GO AS I PLANNED?" OR WE HAVE FRIENDS OR LOVED ONES WHO WILL REMIND US OF OUR SHORTCOMINGS . REGARDLESS OF WHETHER WE ASK. THEY OFTEN SAY: "WHAT MAKES YOU THINK YOU CAN DO THAT?" "IF YOU THINK IT'S A GOOD IDEA, HOW COME NO ONE HAS DONE IT." OR "THAT WILL NEVER WORK."
THE REAL WORLD IS WAITING FOR YOU TO GET RICH. ONLY A PERSON'S DOUBT KEEPS THEM POOR. CYNICS NEVER WIN. CYNICS CRITICIZE, AND WINNERS ANALYZE.

3.) LAZINESS: BUSY PEOPLE ARE OFTEN THE MOST LAZY. TODAY, WE OFTEN MEET PEOPLE WHO ARE TOO LAZY TO TAKE CARE OF THEIR WEALTH. AND THERE ARE PEOPLE TOO BUSY TO TAKE OF THEIR HEALTH. THE CAUSE IS THE SAME.

IF THEY AREN'T BUSY AT WORK, OR WITH THE KIDS, THEY ARE OFTEN BUSY WATCHING TV, SHOPPING, OR PLAYING (LUDO, CHESS, DRAFT, ETC.) YET, DEEP DOWN THEY KNOW THEY ARE AVOIDING SOMETHING IMPORTANT THEY DO NOT WANT TO FACE. NOBODY HAS TO TELL THEM BECAUSE THEY KNOW. IF THEY DO, THEY OFTEN RESPOND WITH ANGER OR IRRITATION. THEY KEPT SAYING "I CAN'T AFFORD IT." INSTEAD OF SAYING "HOW CAN I AFFORD IT?" I CAN'T AFFORD IT BRINGS UP SADNESS. A HELPNESSNESS THAT LEADS TO DESPONDENCY AND OFTEN DEPRESSION OR APATHY. "HOW CAN I AFFORD IT?" OPENS UP POSSIBILITIES, EXCITEMENT AND DREAMS. IT ALSO CREATES A STRONGER MIND AND DYNAMIC SPIRIT. YOUR MIND WILL BEGIN TO KICK ANSWERS AND SOLUTIONS. TOO MUCH GREED IS BAD. BUT THE BEST CURE FOR LAZINESS IS "A LITTLE GREED." WITHOUT THAT LITTLE GREED, THE DESIRE TO HAVE SOMETHING BETTER, PROGRESS IS NOT MADE. OUR WORLD PROGRESSES BECAUSE WE DESERVE TO HAVE SOMETHING BETTER. SO,
DO WHAT YOU THINK IN YOUR HEART IS RIGHT. BECAUSE WHETHER YOU DO IT OR NOT, YOU WILL BE CRITICIZED ANYWAY.

4.) BAD HABITS: IF YOU DON'T HAVE A REASON TO BE RICH, THERE IS NO SENSE READING FURTHER. IT WILL SOUND LIKE TOO MUCH WORK. ANY NAIRA YOU GET FROM TODAY, THE CHOICE IS YOURS. JUST BECAUSE YOU HAVE NO MONEY, SHOULDN'T BE AN EXCUSE TO LEARN. AVOID "GET RICH QUICK" MENTALITY. GETTING RICH IS NOT A DAY'S JOB. YOU NEED TO LEARN FINANCIAL LITERACY. APPLY, PRAY, AND TAKE ACTION.
CHOOSE FRIENDS CAREFULLY. DON'T LISTEN TO FRIGHTENED PEOPLE. THEY CAN ALWAYS TELL YOU WHY SOMETHING WON'T WORK. FRIENDS WHO ARE DIRE STRAITS FINANCIALLY DO NOT LIKE TALKING ABOUT MONEY, BUSINESS, OR INVESTING. EVEN IF THEY HAVE RICH FRIENDS, THEY WILL NOT ASK THEM HOW THEY MADE THEIR MONEY. THEY WILL USUALLY ASK THEM ANY OF THESE 2 THINGS (1.) A LOAN (2.) A JOB.
IF YOU CANNOT CONTROL YOURSELF, IT WOULD BE VERY DIFFICULT TO GET RICH. YOU MIGHT WANT TO JOIN SOME RELIGIOUS ORDER SO YOU CAN GET CONTROL OF YOURSELF. IT MAKES NO SENSE TO INVEST, MAKE MONEY, AND BLOW IT. IT IS LACK OF SELF DISCIPLINE THAT CAUSES PEOPLE WHO GET A RAISE TO IMMEDIATE GO OUT AND BUY A NEW CAR OR TAKE A CRUISE.

5.) ARROGANCE: ARROGANCE IS EGO PLUS IGNORANCE. IF YOU HAVE READ THIS FAR, ARROGANCE IS NOT ONE OF YOUR PROBLEMS. ARROGANT PEOPLE RARELY READ, WATCH, OR BUY ANY TUTORIAL VIDEO. PEOPLE ARGUE OR DEFEND WHEN A NEW IDEA CLASHES WITH THE WAY THEY THINK. THEIR SO-CALLED INTELLIGENCE, COMBINED WITH ARROGANCE= IGNORANCE.

A TRULY INTELLIGENT PERSON WELCOMES NEW IDEAS, OR ADD THE NEW IDEAS TO THE SYNERGY OF OTHER ACCUMULATED IDEAS. LISTENING IS MORE IMPORTANT THAN TALKING. CAN'T YOU SEE WE HAVE 2 EARS, AND ONE MOUTH. PEOPLE ARGUE INSTEAD OF ASKING QUESTIONS. IF YOU WANT TO START A BUSINESS. TAKE LESSONS FIRST. YOU NEED TO INVEST IN THE TIME FOR LEARNING HOW TO BUILD AND GROW THE BUSINESS BEFORE JUMPING INTO THE BUSINESS. MOST PEOPLE USE ARROGANCE TO HIDE THEIR OWN IGNORANCE. SO WHEN FINANCIAL LITERACY IS DISCUSSED, THEY TRY TO BLUSTER THEIR WAY THROUGH THE DISCUSSION. WHEN ONE KNOWS HE/SHE IS IGNORANT IN A SUBJECT, START EDUCATING YOURSELF BY FINDING AN EXPERT IN THE FIELD OR FIND A BOOK/ARTICLE ON THE SUBJECT.