Crypto fixes the traditional banking system. There's a lot of Neobanks now with feeless ACH transfers but still aren't that great.

People can now accept feeless crypto payments via something like https://docs.poof.io/ and develop something Paypal on top of Poof free ACH transfer API as well as crypto payments API.

Very easy to use if someone if someone's making a Near payment gateway for example

https://www.poof.io/payment-gateway/near

If someone wanted to accept Near Payments on Shopify, Youtube, Twitter, and more.